E-COMP Workers' Compensation.
Pay-As-You-Go workers' compensation insurance that integrates directly with your cimplx payroll. No upfront deposits, no estimated premiums — just accurate coverage based on your actual payroll each pay period.
Pay-As-You-Go Advantage
Coverage starts immediately
Why Choose E-COMP for Workers' Comp?
E-COMP's Pay-As-You-Go model eliminates the financial burden of traditional workers' compensation, with direct payroll integration through cimplx.
No Upfront Deposit
Start coverage immediately without a large down payment. Unlike traditional policies that require thousands upfront, E-COMP lets you begin coverage with zero deposit.
Pay Based on Actual Payroll
Premiums are calculated from your real payroll data each pay period — not estimates. You only pay for the coverage you actually need, when you need it.
Simplified Audits
Because you pay based on actual payroll data throughout the year, year-end audit adjustments are greatly reduced or eliminated entirely.
How the Payroll Integration Works.
cimplx and E-COMP work together seamlessly to simplify your workers' compensation — from quote to coverage to payment.
Request a Quote
Complete the workers' comp questionnaire and E-COMP shops your coverage across 50+ A-rated carriers to find the best rate.
Coverage Begins Immediately
Once you accept the quote, your policy activates with no upfront deposit required. You're covered from day one.
Payroll Data Feeds Premiums
Each pay period, your cimplx payroll data is used to calculate your exact premium — no estimates, no surprises.
Stay Protected Year-Round
Automatic premium adjustments mean you're always accurately covered — whether your workforce grows or contracts seasonally.
E-COMP at a Glance
What sets E-COMP apart
Traditional vs. Pay-As-You-Go Workers' Comp
See why businesses are switching to E-COMP's modern approach to workers' compensation insurance.
Traditional Workers' Comp
- Large upfront deposit (25-33% of premium)
- Premiums based on estimated payroll
- Costly year-end audit adjustments
- Manual premium calculations
- Cash flow strain for growing businesses
E-COMP Pay-As-You-Go
- Zero upfront deposit required
- Premiums from actual payroll data
- Simplified or eliminated audits
- Automated via cimplx payroll integration
- Preserves cash flow as you grow
Coverage for Every Industry
E-COMP provides workers' compensation coverage across a wide range of industries — from Main Street businesses to high-risk operations.
Construction
General contractors, subcontractors, and specialty trades
Healthcare
Hospitals, clinics, home health, and hospice care
Manufacturing
Production facilities, warehouses, and industrial operations
Hospitality
Restaurants, hotels, bars, and entertainment venues
Transportation
Trucking, delivery services, and logistics companies
Retail
Storefronts, e-commerce operations, and distribution
Environmental
Environmental services, landscaping, and outdoor operations
Professional Services
Offices, consulting firms, and staffing agencies
Additional Services.
Beyond workers' compensation, E-COMP provides comprehensive support to keep your business protected and compliant.
Certificates of Insurance
Quick certificate requests for your clients, vendors, and project requirements.
Claims Filing
Streamlined claims filing process with dedicated support from US-based specialists.
Safety & Loss Control
Resources and guidance to help reduce workplace incidents and manage risk.
Policy Changes
Easy policy modifications as your business evolves — add locations, update payroll, or adjust coverage.
Business Insurance
Additional coverage options including cyber, commercial auto, umbrella, and professional liability.
Background Checks
Pre-employment background checks and drug screening services for your hiring needs.
Ready to Simplify Your Workers' Comp?
Get a workers' compensation quote in minutes. No upfront deposit, premiums based on actual payroll, and seamless integration with your cimplx payroll system.